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Gina Lively | Mortgage Advisor
About
Process
Insights
Contact
APPLY NOW
Gina Lively | Mortgage Advisor
About
Process
Insights
Contact
APPLY NOW
About
Process
Insights
Contact
APPLY NOW
Why Your Buyer May Be Negotiating the Wrong Number in Today’s Housing Market
Gina Joseph 7/18/26 Gina Joseph 7/18/26

Why Your Buyer May Be Negotiating the Wrong Number in Today’s Housing Market

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The Perfect Rate Myth: Should You Wait for Mortgage Rates to Hit 4%?
Mortgage Tips Gina Joseph 6/7/26 Mortgage Tips Gina Joseph 6/7/26

The Perfect Rate Myth: Should You Wait for Mortgage Rates to Hit 4%?

Many buyers are waiting for mortgage rates to hit 4% before purchasing a home. But, what if that rate doesn’t arrive anytime soon? In this article, we explore why waiting for the “perfect rate” could cost more than buyers realize and why today’s market may offer opportunities worth considering.

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Why “Local” Lender Doesn’t Automatically Mean “Better” Lender
Gina Joseph 5/20/26 Gina Joseph 5/20/26

Why “Local” Lender Doesn’t Automatically Mean “Better” Lender

Does using a local lender really matter anymore? In today’s mortgage world, communication, strategy, execution and experience matter far more than geograpy.

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Mortgage Rates Are Dropping Again in 2026—Here’s What’s Causing It and What Happens Next
Gina Joseph 5/8/26 Gina Joseph 5/8/26

Mortgage Rates Are Dropping Again in 2026—Here’s What’s Causing It and What Happens Next

Mortgage rates are shifting again — and this moment matters more than most realize. Here’s what’s driving the change and what to expect next.

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The $1,000/Month Mistake Homebuyers Are Making Right Now
Gina Joseph 3/26/26 Gina Joseph 3/26/26

The $1,000/Month Mistake Homebuyers Are Making Right Now

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Are Reverse Mortgages Really Bad? The Truth Every Homeowner Should Know
Gina Joseph 3/17/26 Gina Joseph 3/17/26

Are Reverse Mortgages Really Bad? The Truth Every Homeowner Should Know

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Hottest Kitchen Accessories and Design Trends for 2026
Lifestyle Gina Joseph 3/15/26 Lifestyle Gina Joseph 3/15/26

Hottest Kitchen Accessories and Design Trends for 2026

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How Much House Can You Really Afford?
Financing Insights Gina Joseph 3/15/26 Financing Insights Gina Joseph 3/15/26

How Much House Can You Really Afford?

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The 3 Biggest Mistakes Buyers Make
First Time Buyers Gina Joseph 3/15/26 First Time Buyers Gina Joseph 3/15/26

The 3 Biggest Mistakes Buyers Make

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Welcome to Insights
Financing Insights Gina Joseph 3/15/26 Financing Insights Gina Joseph 3/15/26

Welcome to Insights

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Gina Lively

Mortgage Advisor | NEXA Lending

Strategic mortgage guidance for homebuyers, homeowners, investors and business owners.

Serving borrowers in Florida, Texas, Louisiana & Virginia

NMLS #970345

Contact

gina@ginalivelymortgage.com

(941)220-9709
(757)536-0186

NMLS Consumer Access: https://www.nmlsconsumeraccess.org/?agentselect=37895538&agentid=daa77166-b674-4e46-a268-2f2ee76f6468

5559 S Sossaman Rd #1-101
Mesa, AZ 85212
Phone: (512) 415-6142
NMLS #1660690